Football · Panama LPF · 17/10, 03:30

Prediction: San Francisco FC vs CD Universitario

Team pages: San Francisco FC · CD Universitario

Prediction summary

Expected goals

2.93Total

San Francisco FC1.7

CD Universitario1.23

1X2

47% 27% 26%

San Francisco FC Draw CD Universitario

Markets

Over 2.5 goals 56% Both teams to score 55%

Most likely score

1-1 12%

Recent form · 10 last

San Francisco FC 5-2-3 (W-D-L)

LWWDWDWLWL

CD Universitario 2-5-3 (W-D-L)

LDDWDDLDWL

Head-to-head

San Francisco FC 3–2–1 CD Universitario (6 last)

CD Universitario1-2San Francisco FC
San Francisco FC5-2CD Universitario
CD Universitario3-3San Francisco FC
CD Universitario0-0San Francisco FC
San Francisco FC1-2CD Universitario
CD Universitario1-2San Francisco FC

Our model (Elo) vs Market Rating Elo · San Francisco FC 1550 · CD Universitario 1472

	San Francisco FC	Draw	CD Universitario
Our model	47%	26%	27%
Market	46%	28%	26%

Estimated total (ours) 2.93 goals · Bet365 line 2.25 · +0.7

The bar above blends our model with the market: where our probability diverges most from the odds is where the model sees the widest gap.

Model analysis

1st-half goalsOver 1.5 · 59%model estimate

Match keys

Our model (Elo, opponent-adjusted) favours San Francisco FC (rating 1550 vs 1472).
H2H favours San Francisco FC: 3-2-1.
High corners: 10.8 combined avg.
Cards-heavy: 10.1 🟨 combined avg.

Statistics · 10/10 matches analysed

F = for · A = against · HT = half-time · FT = full-time

	San Francisco FC	CD Universitario
Goals for / against (FT)	2 / 1.3	0.9 / 1
Goals for / against (HT)	1.2 / 0.8	0.4 / 0.2
Half-time result (W/D/L)	50/30/20%	30/50/20%
Corners (HT / FT)	2.3 / 4.6	3.1 / 6.2
Cards (🟨 / 🟥)	3.9 / 0.2	6.2 / 0.1

Odds Bet365

11.95

X3.20

23.50

Handicap ⓘ

1 (-0.5)2.00

2 (+0.5)1.80

Line ⓘ

Over 2.251.80

Under 2.252.00

Diff.: 0.35 · xG: 2.6

Market movement

Match winner · 2 moves · last 22:56

	Bet365	Best now
1	1.70 → 1.95▲	Pinn 2.01
X	3.30 → 3.20▼	Pinn 3.28
2	4.33 → 3.50▼	Pinn 3.62 ★

See the full journey (2)

Bet365 margin 11.1% Pinnacle margin 7.9%

Time*	1	X	2
16:57 +11’	1.70	3.30	4.33
22:45 +11’	1.95▲	3.20▼	3.50▼

Time = when the bookmaker moved the price · “+N’” = we saw it N minutes later · ▲ pays more · ▼ pays less.

Time*	1	X	2
17:38 +32’	1.99	3.21	3.61
16:54 +108’	1.99	3.23▲	3.56▼
01:31 +32’	2.01▲	3.28▲	3.62▲

Time = when the bookmaker moved the price · “+N’” = we saw it N minutes later · ▲ pays more · ▼ pays less.

We record the changes we see on each pass of our system (this is not a live feed): between two rows there may be moves that don't show up. We deliberately keep two separate times: when the bookmaker moved the price and when we saw it.

← Analysis Join the channel

Head-to-head (H2H) · San Francisco FC 3–2–1 CD Universitario

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Date	Home	Score	Away
26/07/26 Panama LPF	CD Universitario	1-2 HT 0-2	San Francisco FC
02/05/26 Panama LPF	San Francisco FC	5-2 HT 4-2	CD Universitario
12/02/26 Panama LPF	CD Universitario	3-3 HT 2-1	San Francisco FC
19/10/25 Panama LPF	CD Universitario	0-0 HT 0-0	San Francisco FC
26/07/25 Panama LPF	San Francisco FC	1-2 HT 1-2	CD Universitario
25/05/25 Panama LPF	CD Universitario	1-2 HT 0-1	San Francisco FC

Standings · Panama LPF · Apertura, West

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#	Team	P	W	D	L	GF	GA	Pts
1	San Francisco FC	11	6	2	3	22	14	20
2	Veraguas CD	11	4	6	1	17	15	18
3	CA Independiente de la Chorrera	11	2	5	4	15	17	11
4	CD Universitario	11	2	5	4	10	12	11
5	Herrera FC	11	2	2	7	9	24	8
6	Union Cocle	11	1	2	8	8	21	5

Common opponents 10 opponents

How each team fared against the same recent opponents

Opponent	San Francisco FC	CD Universitario
UMECIT	0-1 L	2-1 W
Tauro FC	3-1 W	0-1 L
CD Arabe Unido	1-2 L	0-0 D
Sporting San Miguelito	2-0 W	1-1 D
Alianza FC Panama	1-1 D	0-0 D
Plaza Amador	4-1 W	1-2 L
Veraguas CD	3-3 D	1-2 L
CA Independiente de la Chorrera	2-1 W	2-2 D
Herrera FC	3-1 W	1-0 W
Union Cocle	1-2 L	1-1 D
Record vs common	5 W 2 D 3 L	2 W 5 D 3 L

Better against common opponents: San Francisco FC (6 of 10 head-to-heads won)

Last 10 matches played

The averages above come from these matches. W = win, D = draw, L = loss. Common opponents to both are in blue.

San Francisco FC

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Date	Opponent	HT	FT	Cor.	Cards	Res.
03/10	UMECIT Panama LPF	0-1	0-1	7	6	L
27/09	Tauro FC Panama LPF	2-1	3-1	2	4	W
19/09	CD Arabe Unido Panama LPF	1-1	1-2	3	7	L
15/09	Sporting San Miguelito Panama LPF	1-0	2-0	5	1	W
07/09	Alianza FC Panama Panama LPF	0-0	1-1	3	5	D
30/08	Plaza Amador Panama LPF	2-1	4-1	4	2	W
23/08	Veraguas CD Panama LPF	2-1	3-3	5	3	D
15/08	CA Independiente de la Chorrera Panama LPF	1-1	2-1	4	4	W
08/08	Herrera FC Panama LPF	2-0	3-1	3	6	W
02/08	Union Cocle Panama LPF	1-2	1-2	10	3	L

CD Universitario

LDDWDDLDWL

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Date	Opponent	HT	FT	Cor.	Cards	Res.
04/10	Plaza Amador Panama LPF	1-0	1-2	4	5	L
27/09	UMECIT Panama LPF	0-0	2-1	4	7	W
20/09	Alianza FC Panama Panama LPF	0-0	0-0	9	5	D
13/09	Tauro FC Panama LPF	0-1	0-1	10	8	L
06/09	Sporting San Miguelito Panama LPF	0-1	1-1	10	5	D
30/08	CD Arabe Unido Panama LPF	0-0	0-0	5	6	D
23/08	Herrera FC Panama LPF	0-0	1-0	3	7	W
16/08	Union Cocle Panama LPF	0-0	1-1	–	–	D
11/08	CA Independiente de la Chorrera Panama LPF	2-0	2-2	5	6	D
03/08	Veraguas CD Panama LPF	1-0	1-2	6	8	L

Frequently asked questions

Who is the favourite in San Francisco FC vs CD Universitario?

According to our model, the most likely result is a San Francisco FC win (47%). Probabilities: San Francisco FC 47%, draw 27%, CD Universitario 26%.

How many goals are expected in San Francisco FC vs CD Universitario?

The model expects 2.93 goals (San Francisco FC 1.7 · CD Universitario 1.23), with a 58% chance of over 2.25 goals.

Will both teams score in San Francisco FC vs CD Universitario?

The model gives a 55% chance that both teams score.

What is the most likely score?

The most likely score according to our model is 1-1.