Football · Croatia 2.NL · 31/10, 14:00

Prediction: Bjelovar vs NK Hrvatski Dragovoljac

Team pages: Bjelovar · NK Hrvatski Dragovoljac

Prediction summary

Expected goals

3.09Total

Bjelovar2.13

NK Hrvatski Dragovoljac0.96

1X2

64% 21% 15%

Bjelovar Draw NK Hrvatski Dragovoljac

Markets

Under 3.5 goals 63% Both teams to score 54%

Most likely score

2-0 10%

Recent form · 10 last

Bjelovar 5-3-2 (W-D-L)

WLWWWDDLWD

NK Hrvatski Dragovoljac 3-2-5 (W-D-L)

LLDWWLWLLD

Head-to-head

Bjelovar 1–2–3 NK Hrvatski Dragovoljac (6 last)

NK Hrvatski Dragovoljac2-0Bjelovar
Bjelovar1-1NK Hrvatski Dragovoljac
Bjelovar1-3NK Hrvatski Dragovoljac
NK Hrvatski Dragovoljac1-1Bjelovar
Bjelovar3-2NK Hrvatski Dragovoljac
NK Hrvatski Dragovoljac3-2Bjelovar

Our model (Elo) vs Market Rating Elo · Bjelovar 1520 · NK Hrvatski Dragovoljac 1464

	Bjelovar	Draw	NK Hrvatski Dragovoljac
Our model	63%	22%	15%
Market	64%	21%	16%

Estimated total (ours) 3.09 goals · Bet365 line 3

The bar above blends our model with the market: where our probability diverges most from the odds is where the model sees the widest gap.

Model analysis

1st-half goalsOver 1.5 · 60%model estimate

Match keys

Our model (Elo, opponent-adjusted) favours Bjelovar (rating 1520 vs 1464).
H2H favours NK Hrvatski Dragovoljac: 3-2-1.
Cards-heavy: 8 🟨 combined avg.

Statistics · 10/10 matches analysed

F = for · A = against · HT = half-time · FT = full-time

	Bjelovar	NK Hrvatski Dragovoljac
Goals for / against (FT)	2.3 / 1.4	1 / 1.7
Goals for / against (HT)	0.9 / 0.4	0.7 / 0.8
Half-time result (W/D/L)	50/40/10%	33/22/44%
Corners (HT / FT)	1.9 / 4.6	1.9 / 4.7
Cards (🟨 / 🟥)	3.9 / 0	4.1 / 0

Odds Bet365

11.40

X4.33

25.75

Handicap ⓘ

1 (-1.25)1.82

2 (+1.25)1.98

Line ⓘ

Over 31.82

Under 31.98

Diff.: 0.2 · xG: 3.2

Market movement

Match winner · 1 move · last 21:37

	Bet365	Best now
1	1.40 → 1.40	Bet365 1.40
X	4.33 → 4.33	Bet365 4.33
2	5.75 → 5.75	Bet365 5.75

See the full journey (1)

Bet365 margin 11.9%

Time*	1	X	2
21:34 +3’	1.40	4.33	5.75

Time = when the bookmaker moved the price · “+N’” = we saw it N minutes later · ▲ pays more · ▼ pays less.

We record the changes we see on each pass of our system (this is not a live feed): between two rows there may be moves that don't show up. We deliberately keep two separate times: when the bookmaker moved the price and when we saw it.

← Analysis Join the channel

Head-to-head (H2H) · Bjelovar 1–2–3 NK Hrvatski Dragovoljac

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Date	Home	Score	Away
30/05/26 Croatia 2.NL	NK Hrvatski Dragovoljac	2-0 HT 1-0	Bjelovar
29/11/25 Croatia 2.NL	Bjelovar	1-1 HT 1-1	NK Hrvatski Dragovoljac
29/03/25 Croatia 2.NL	Bjelovar	1-3 HT 1-1	NK Hrvatski Dragovoljac
27/09/24 Croatia 2.NL	NK Hrvatski Dragovoljac	1-1 HT 1-0	Bjelovar
01/06/24 Croatia 2.NL	Bjelovar	3-2 HT 2-0	NK Hrvatski Dragovoljac
24/11/23 Croatia 2.NL	NK Hrvatski Dragovoljac	3-2 HT 2-1	Bjelovar

Standings · Croatia 2.NL

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#	Team	P	W	D	L	GF	GA	Pts
1	NK Uskok	9	7	0	2	22	8	21
2	NK Dugo Selo	11	6	2	3	16	8	20
3	Bjelovar	10	5	3	2	23	14	18
4	NK Jarun	9	3	6	0	19	14	15
5	NK Solin	10	4	3	3	15	11	15
6	NK Slavonija Pozega	10	4	3	3	19	16	15
7	NK Trnje	11	4	3	4	16	14	15
8	NK Uljanik	10	4	2	4	18	21	14
9	NK Inker Zapresic	10	3	4	3	14	15	13
10	NK Zagora	10	2	6	2	22	21	12
11	NK Krizevci	10	3	3	4	13	16	12
12	NK Grobnican	10	3	3	4	13	19	12
13	NK Hrvatski Dragovoljac	10	3	2	5	10	17	11
14	NK Lucko	10	2	4	4	11	13	10
15	Varteks Varazdin	10	2	2	6	8	17	8
16	NK Koprivnica	10	1	2	7	10	25	5

Common opponents 7 opponents

How each team fared against the same recent opponents

Opponent	Bjelovar	NK Hrvatski Dragovoljac
NK Inker Zapresic	0-0 D	1-1 D
Varteks Varazdin	1-1 D	0-3 L
NK Uskok	3-2 W	0-4 L
NK Grobnican	4-0 W	4-1 W
NK Krizevci	4-1 W	0-1 L
NK Trnje	0-2 L	1-0 W
NK Slavonija Pozega	4-3 W	1-0 W
Record vs common	4 W 2 D 1 L	3 W 1 D 3 L

Better against common opponents: Bjelovar (4 of 7 head-to-heads won)

Last 10 matches played

The averages above come from these matches. W = win, D = draw, L = loss. Common opponents to both are in blue.

Bjelovar

WLWWWDDLWD

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Date	Opponent	HT	FT	Cor.	Cards	Res.
24/10	NK Jarun Croatia 2.NL	2-0	2-2	6	5	D
17/10	NK Koprivnica Croatia 2.NL	1-0	4-0	4	2	W
10/10	NK Dugo Selo Croatia 2.NL	0-1	1-3	4	7	L
03/10	NK Inker Zapresic Croatia 2.NL	0-0	0-0	2	6	D
26/09	Varteks Varazdin Croatia 2.NL	1-1	1-1	4	1	D
19/09	NK Uskok Croatia 2.NL	1-1	3-2	9	4	W
12/09	NK Grobnican Croatia 2.NL	1-0	4-0	6	5	W
05/09	NK Krizevci Croatia 2.NL	2-1	4-1	5	3	W
28/08	NK Trnje Croatia 2.NL	0-0	0-2	4	3	L
22/08	NK Slavonija Pozega Croatia 2.NL	1-0	4-3	2	3	W

NK Hrvatski Dragovoljac

LLDWWLWLLD

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Date	Opponent	HT	FT	Cor.	Cards	Res.
24/10	NK Inker Zapresic Croatia 2.NL	0-0	1-1	8	1	D
17/10	Varteks Varazdin Croatia 2.NL	0-1	0-3	4	1	L
09/10	NK Uskok Croatia 2.NL	0-2	0-4	4	2	L
03/10	NK Grobnican Croatia 2.NL	3-0	4-1	2	5	W
25/09	NK Krizevci Croatia 2.NL	0-0	0-1	2	3	L
19/09	NK Trnje Croatia 2.NL	1-0	1-0	3	7	W
12/09	NK Slavonija Pozega Croatia 2.NL	1-0	1-0	3	9	W
05/09	NK Zagora Croatia 2.NL	–	1-1	–	–	D
29/08	NK Lucko Croatia 2.NL	0-2	0-3	5	5	L
21/08	NK Uljanik Croatia 2.NL	1-2	2-3	11	4	L

Frequently asked questions

Who is the favourite in Bjelovar vs NK Hrvatski Dragovoljac?

According to our model, the most likely result is a Bjelovar win (64%). Probabilities: Bjelovar 64%, draw 21%, NK Hrvatski Dragovoljac 15%.

How many goals are expected in Bjelovar vs NK Hrvatski Dragovoljac?

The model expects 3.09 goals (Bjelovar 2.13 · NK Hrvatski Dragovoljac 0.96), with a 50% chance of over 3 goals.

Will both teams score in Bjelovar vs NK Hrvatski Dragovoljac?

The model gives a 54% chance that both teams score.

What is the most likely score?

The most likely score according to our model is 2-0.